/* hellobrigitapply.com — design system v1 (Nov 2026)
   Fonts: Figtree (UI/body) + Instrument Serif italic (display accents)
   Palette: paper / ink / electric blue / lime signal */
:root{
  --bg:#FFFFFF; --bg2:#F5F7FB; --bg3:#EEF2F8;
  --ink:#0B1220; --ink2:#2B3444; --mute:#5F6B7D; --mute2:#8A94A6;
  --line:#E4E8EF; --line2:#D5DBE6;
  --blue:#1F4FFF; --blue2:#153FE0; --blue3:#0F2FB0; --blue-soft:#EAF0FF; --blue-soft2:#D9E3FF;
  --lime:#C9F455; --lime2:#A9DD22; --lime-soft:#F2FBD6;
  --navy:#0B1220; --navy2:#121B2E;
  --ok:#0F9D58; --ok-soft:#E6F6EC; --warn:#D97706; --warn-soft:#FFF4E0; --bad:#DC2626; --bad-soft:#FDECEC;
  --r:22px; --r2:16px; --r3:10px;
  --sh:0 1px 2px rgba(11,18,32,.04),0 14px 44px -16px rgba(11,18,32,.18);
  --sh2:0 1px 2px rgba(11,18,32,.04),0 6px 20px -8px rgba(11,18,32,.14);
  --font:"Figtree",ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --serif:"Instrument Serif",Georgia,"Times New Roman",serif;
  --wrap:1200px; --gutter:clamp(18px,4vw,40px);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,svg{max-width:100%;display:block}
a{color:var(--blue2);text-decoration:none}
a:hover{text-decoration:underline;text-underline-offset:3px}
h1,h2,h3,h4{margin:0;line-height:1.12;letter-spacing:-.02em;font-weight:700}
h1{font-size:clamp(2.2rem,5.2vw,3.9rem);letter-spacing:-.035em;font-weight:800}
h2{font-size:clamp(1.7rem,3.4vw,2.5rem);letter-spacing:-.03em;font-weight:800}
h3{font-size:1.25rem}
p{margin:0 0 1em}
em.sf{font-family:var(--serif);font-style:italic;font-weight:400;letter-spacing:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gutter)}
.sec{padding:clamp(56px,8vw,104px) 0}
.sec.tight{padding:clamp(40px,6vw,72px) 0}
.sec.alt{background:var(--bg2)}
.sec.dark{background:var(--navy);color:#fff}
.sec.dark h2,.sec.dark h3{color:#fff}
.sec.dark p{color:#C7CEDB}
.sec-head{max-width:760px;margin-bottom:clamp(28px,4vw,48px)}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.sec-head p{font-size:1.1rem;color:var(--mute);margin-top:14px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--blue2);margin-bottom:14px}
.eyebrow::before{content:"";width:22px;height:2px;background:var(--lime2);border-radius:2px}
.sec.dark .eyebrow{color:var(--lime)}
.lead{font-size:1.15rem;color:var(--mute)}
.small{font-size:.9rem;color:var(--mute)}
.tiny{font-size:.8rem;color:var(--mute2)}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.visually-hidden{position:absolute!important;height:1px;width:1px;overflow:hidden;clip:rect(1px,1px,1px,1px)}

/* ---------- buttons / pills ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 22px;border-radius:999px;font-weight:700;font-size:1rem;line-height:1;border:1.5px solid transparent;cursor:pointer;transition:transform .15s ease,box-shadow .15s ease,background .15s ease;white-space:nowrap}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn svg{width:18px;height:18px;flex:none}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 10px 24px -10px rgba(31,79,255,.6)}
.btn-primary:hover{background:var(--blue2)}
.btn-lime{background:var(--lime);color:var(--ink);box-shadow:0 10px 24px -10px rgba(169,221,34,.7)}
.btn-lime:hover{background:#D6F76F}
.btn-ghost{background:#fff;color:var(--ink);border-color:var(--line2)}
.btn-ghost:hover{border-color:var(--ink)}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:#1B2640}
.btn-sm{padding:10px 16px;font-size:.92rem}
.btn-lg{padding:17px 28px;font-size:1.05rem}
.pill{display:inline-flex;align-items:center;gap:7px;padding:6px 12px;border-radius:999px;background:var(--bg3);color:var(--ink2);font-size:.82rem;font-weight:600;line-height:1.2}
.pill svg{width:14px;height:14px}
.pill.lime{background:var(--lime-soft);color:#3F6B00}
.pill.blue{background:var(--blue-soft);color:var(--blue3)}
.pill.ok{background:var(--ok-soft);color:#0B6B3B}
.pill.warn{background:var(--warn-soft);color:#8A4B00}
.pill.bad{background:var(--bad-soft);color:#9B1C1C}
.dot{width:8px;height:8px;border-radius:50%;background:var(--lime2);box-shadow:0 0 0 4px rgba(169,221,34,.25)}

/* ---------- header ---------- */
.hdr{position:sticky;top:0;z-index:2147483000;background:rgba(255,255,255,.82);backdrop-filter:saturate(180%) blur(14px);-webkit-backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid transparent;transition:border-color .2s}
.hdr.scrolled{border-bottom-color:var(--line)}
.hdr .wrap{display:flex;align-items:center;gap:28px;height:72px}
.logo{display:inline-flex;align-items:center;gap:10px;color:var(--ink);font-weight:800;letter-spacing:-.03em;font-size:1.3rem}
.logo:hover{text-decoration:none}
.logo .mark{width:34px;height:34px;flex:none}
.logo b{color:var(--blue)}
.logo .tag{white-space:nowrap;font-size:.62rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--mute);background:var(--bg3);padding:4px 7px;border-radius:6px;margin-left:4px}
.nav{display:flex;align-items:center;gap:4px;margin-left:auto}
.nav>li{list-style:none;position:relative}
.nav{padding:0;margin-top:0;margin-bottom:0}
.nav a,.nav button{white-space:nowrap;display:inline-flex;align-items:center;gap:6px;padding:10px 13px;border-radius:10px;color:var(--ink2);font-weight:600;font-size:.95rem;background:none;border:0;font-family:inherit;cursor:pointer}
.nav a:hover,.nav button:hover{background:var(--bg3);text-decoration:none;color:var(--ink)}
.nav a.on,.nav li.grp-on>button{color:var(--ink);position:relative}
.nav a.on::after,.nav li.grp-on>button::after{content:"";position:absolute;left:13px;right:13px;bottom:4px;height:2px;border-radius:2px;background:var(--blue)}
.dd a.on{background:var(--blue-soft);color:var(--blue2)}
.mnav a.on{color:var(--blue2)}
.nav button svg{width:14px;height:14px;transition:transform .2s}
.nav li.open>button svg{transform:rotate(180deg)}
.dd{position:absolute;top:calc(100% + 8px);left:0;min-width:270px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--sh);padding:8px;display:none;z-index:5}
.dd.wide{min-width:600px;display:none;grid-template-columns:1fr 1fr;left:auto;right:0}
.nav li.open>.dd{display:block}
.nav li.open>.dd.wide{display:grid}
.dd a{display:flex;flex-direction:column;align-items:flex-start;text-align:left;gap:2px;padding:10px 12px;border-radius:10px;font-weight:600;font-size:.93rem}
.dd a small{color:var(--mute);font-weight:500;font-size:.8rem}
.dd .grp{padding:8px 12px 4px;font-size:.7rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--mute2)}
.hdr .cta{margin-left:8px}
.burger{display:none;margin-left:auto;width:44px;height:44px;border:1px solid var(--line);border-radius:12px;background:#fff;align-items:center;justify-content:center;cursor:pointer}
.burger svg{width:22px;height:22px}
.mnav{display:none;position:fixed;inset:72px 0 0 0;background:#fff;z-index:2147482999;overflow:auto;padding:12px var(--gutter) 40px}
.mnav.open{display:block}
.mnav a,.mnav summary{display:block;padding:14px 4px;border-bottom:1px solid var(--line);font-weight:600;font-size:1.05rem;color:var(--ink)}
.mnav details a{padding:11px 16px;font-weight:500;font-size:.98rem;border:0;color:var(--ink2)}
.mnav summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center}
.mnav summary::-webkit-details-marker{display:none}
.mnav summary::after{content:"+";font-size:1.4rem;color:var(--mute)}
.mnav details[open] summary::after{content:"–"}
.mnav .btn{margin-top:18px;width:100%}
@media (max-width:1100px){.hdr .wrap{gap:14px}.nav a,.nav button{padding:9px 10px;font-size:.9rem}.hdr .cta{padding:10px 14px;font-size:.88rem}.logo{font-size:1.15rem}}
@media (max-width:860px){.nav,.hdr .cta{display:none}.burger{display:inline-flex}}

/* ---------- hero ---------- */
.hero{position:relative;overflow:hidden;padding:clamp(40px,6vw,76px) 0 clamp(48px,6vw,80px);background:
 radial-gradient(900px 480px at 8% -10%,rgba(31,79,255,.12),transparent 60%),
 radial-gradient(700px 420px at 95% 10%,rgba(201,244,85,.35),transparent 60%),
 linear-gradient(#fff,#F7F9FC)}
.hero::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(11,18,32,.09) 1px,transparent 1px);background-size:22px 22px;mask-image:linear-gradient(to bottom,rgba(0,0,0,.6),transparent 85%);-webkit-mask-image:linear-gradient(to bottom,rgba(0,0,0,.6),transparent 85%);pointer-events:none}
.hero .wrap{position:relative;display:grid;grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);gap:clamp(28px,5vw,64px);align-items:center}
.hero-copy .pill{margin-bottom:22px}
.hero h1{margin-bottom:20px}
.hero h1 .hl{position:relative;white-space:nowrap;z-index:0;display:inline-block}
.hero h1 .hl::after{content:"";position:absolute;left:-2px;right:-2px;bottom:.06em;height:.32em;background:var(--lime);z-index:-1;border-radius:4px;transform:rotate(-1deg)}
.hero .lead{max-width:600px;margin-bottom:28px}
.hero-ctas{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:30px}
.hero-facts{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);border-radius:var(--r2);background:rgba(255,255,255,.75);backdrop-filter:blur(6px);overflow:hidden}
.hero-facts div{padding:14px 16px;border-left:1px solid var(--line)}
.hero-facts div:first-child{border-left:0}
.hero-facts b{display:block;font-size:1.25rem;letter-spacing:-.02em;line-height:1.1}
.hero-facts span{font-size:.74rem;white-space:nowrap;color:var(--mute);font-weight:600}
.hero-note{margin-top:16px;font-size:.82rem;color:var(--mute2);display:flex;gap:8px;align-items:flex-start}
.hero-note svg{width:16px;height:16px;flex:none;margin-top:3px}
@media (max-width:1040px){.hero .wrap{grid-template-columns:1fr}.hero-facts{grid-template-columns:repeat(2,1fr)}.hero-facts div:nth-child(3){border-left:0}.hero-facts div:nth-child(n+3){border-top:1px solid var(--line)}}
@media (max-width:480px){.hero h1 .hl{white-space:normal}}

/* apply card (lead form) */
.apply-card{position:relative;isolation:isolate;z-index:1;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh);padding:24px;transition:box-shadow .3s,border-color .3s}
.apply-card::before{content:"";position:absolute;inset:-1px;border-radius:inherit;padding:1px;background:linear-gradient(135deg,rgba(31,79,255,.5),rgba(201,244,85,.9));-webkit-mask:linear-gradient(#fff 0 0) content-box,linear-gradient(#fff 0 0);-webkit-mask-composite:xor;mask-composite:exclude;pointer-events:none;opacity:.9}
.apply-card.shake{animation:shake .5s ease;box-shadow:0 0 0 6px rgba(201,244,85,.45),var(--sh)}
@keyframes shake{0%,100%{transform:translateX(0)}20%{transform:translateX(-6px)}40%{transform:translateX(6px)}60%{transform:translateX(-4px)}80%{transform:translateX(4px)}}
.apply-head{display:flex;align-items:flex-start;justify-content:space-between;gap:12px;margin-bottom:6px}
.apply-head h2{font-size:1.3rem;letter-spacing:-.02em}
.apply-head .pill{flex:none}
.apply-sub{font-size:.92rem;color:var(--mute);margin-bottom:16px}
.apply-body{min-height:380px;border-radius:14px;background:var(--bg2);border:1px dashed var(--line2);padding:14px;position:relative}
.apply-skel{display:grid;gap:12px}
.apply-skel i{display:block;height:46px;border-radius:10px;background:linear-gradient(90deg,#E9EDF4 25%,#F4F6FA 50%,#E9EDF4 75%);background-size:200% 100%;animation:shimmer 1.4s infinite}
.apply-skel i.h{height:22px;width:60%}.apply-skel i.b{height:50px;background:linear-gradient(90deg,#D9E3FF 25%,#EAF0FF 50%,#D9E3FF 75%);background-size:200% 100%}
@keyframes shimmer{to{background-position:-200% 0}}
#_lg_form_:not(:empty)~.apply-skel{display:none}
.apply-foot{display:flex;flex-wrap:wrap;gap:8px 16px;margin-top:14px;font-size:.78rem;color:var(--mute2)}
.apply-foot span{display:inline-flex;align-items:center;gap:6px}
.apply-foot svg{width:14px;height:14px;color:var(--ok)}
@media (max-width:1040px){.apply-card{max-width:620px}}

/* ---------- section nav (on this page) ---------- */
.subnav{position:sticky;top:72px;z-index:2147482990;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.subnav .wrap{display:flex;align-items:stretch;gap:18px;position:relative}
.subnav .lbl{flex:none;align-self:center;font-size:.7rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--mute2);padding-right:18px;border-right:1px solid var(--line)}
.subnav .links{display:flex;gap:2px;overflow-x:auto;padding-right:48px;scrollbar-width:none;-webkit-mask-image:linear-gradient(to right,#000 calc(100% - 40px),transparent);mask-image:linear-gradient(to right,#000 calc(100% - 40px),transparent)}
.subnav .links::-webkit-scrollbar{display:none}
.subnav a{flex:none;position:relative;padding:17px 11px;font-size:.86rem;font-weight:600;color:var(--mute);white-space:nowrap;transition:color .15s}
.subnav a::after{content:"";position:absolute;left:11px;right:11px;bottom:-1px;height:2px;border-radius:2px;background:var(--blue);transform:scaleX(0);transition:transform .2s}
.subnav a:hover{text-decoration:none;color:var(--ink)}
.subnav a.on{color:var(--ink)}
.subnav a.on::after{transform:scaleX(1)}
@media (max-width:700px){.subnav .lbl{display:none}.subnav a{padding:14px 10px;font-size:.84rem}}

/* ---------- trust bar ---------- */
.trust{border-bottom:1px solid var(--line);background:#fff}
.trust .wrap{display:flex;align-items:center;gap:28px;padding-top:16px;padding-bottom:16px;flex-wrap:wrap}
.who{display:flex;align-items:center;gap:12px;flex:none;max-width:100%;min-width:0}
.wt{min-width:0}
.avs{display:flex;flex:none}
.av{width:36px;height:36px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;font-size:.66rem;font-weight:800;color:#fff;border:2.5px solid #fff;letter-spacing:.04em}
.av.a{background:linear-gradient(135deg,var(--blue),#6A8CFF)}
.av.b{background:linear-gradient(135deg,#0B1220,#3B4557);margin-left:-11px}
.wt b{display:block;font-size:.92rem;letter-spacing:-.01em;line-height:1.25}
.wt span{display:block;font-size:.8rem;color:var(--mute);line-height:1.4}
.wt span a{font-weight:700}
.srcs{margin-left:auto;flex:1 1 0;min-width:0;justify-content:flex-end;display:flex;align-items:center;flex-wrap:wrap;gap:4px 0;font-size:.8rem;color:var(--mute)}
.srcs .vl{display:inline-flex;align-items:center;gap:6px;font-weight:700;color:var(--ink2);margin-right:4px}
.srcs .vl svg{width:16px;height:16px;color:var(--ok)}
.srcs>span:not(.vl)::before{content:"";display:inline-block;width:3px;height:3px;border-radius:50%;background:var(--line2);margin:0 8px;vertical-align:middle}
.srcs a{margin-left:12px;font-weight:700;display:inline-flex;align-items:center;gap:4px;white-space:nowrap}
.srcs a svg{width:14px;height:14px}
@media (max-width:1040px){.srcs{margin-left:0;flex-basis:100%;justify-content:flex-start}}
@media (max-width:600px){.trust .wrap{gap:12px}.srcs{gap:6px 0}}

/* ---------- bento (key facts) ---------- */
.bento{display:grid;grid-template-columns:repeat(12,1fr);gap:14px}
.tile{background:#fff;border:1px solid var(--line);border-radius:var(--r2);padding:22px;position:relative;overflow:hidden;min-height:150px;display:flex;flex-direction:column;justify-content:flex-end;grid-column:span 3}
.tile.w4{grid-column:span 4}.tile.w6{grid-column:span 6}.tile.w8{grid-column:span 8}
.tile .k{font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--mute2);margin-bottom:auto;display:flex;align-items:center;gap:8px}
.tile .k svg{width:16px;height:16px;color:var(--blue)}
.tile .v{font-size:clamp(1.9rem,3vw,2.6rem);font-weight:800;letter-spacing:-.04em;line-height:1;margin:12px 0 6px}
.tile .v small{font-size:1rem;font-weight:600;color:var(--mute);letter-spacing:0;margin-left:4px}
.tile .d{font-size:.9rem;color:var(--mute);margin:0}
.tile.ink{background:var(--navy);color:#fff;border-color:var(--navy)}
.tile.ink .d{color:#B9C2D3}.tile.ink .k{color:#8F9BB3}.tile.ink .k svg{color:var(--lime)}
.tile.lime{background:var(--lime-soft);border-color:#DDF2A4}
.tile.blue{background:var(--blue-soft);border-color:var(--blue-soft2)}
.tile .deco{position:absolute;right:-18px;top:-18px;width:120px;height:120px;opacity:.9;pointer-events:none}
@media (max-width:900px){.tile,.tile.w4{grid-column:span 6}.tile.w6,.tile.w8{grid-column:span 12}}
@media (max-width:520px){.tile,.tile.w4{grid-column:span 12}}

/* ---------- two-col feature ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(28px,5vw,72px);align-items:center}
.split.rev>:first-child{order:2}
.split h2{margin-bottom:16px}
.split .lead{margin-bottom:22px}
.checks{list-style:none;padding:0;margin:0 0 24px;display:grid;gap:12px}
.checks li{display:flex;gap:12px;align-items:flex-start;font-size:1rem}
.checks li svg{width:22px;height:22px;flex:none;color:var(--ok);margin-top:1px}
.checks li b{display:block}
.checks li span{color:var(--mute);font-size:.93rem}
@media (max-width:900px){.split{grid-template-columns:1fr}.split.rev>:first-child{order:0}}

/* image placeholders */
.ph{position:relative;width:100%;border-radius:var(--r2);background:repeating-linear-gradient(135deg,#F3F5F9 0 12px,#EDF0F5 12px 24px);border:1.5px dashed #C9D1DE;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:8px;color:var(--mute);text-align:center;padding:16px;overflow:hidden}
.ph svg{width:34px;height:34px;color:#A7B1C2}
.ph b{font-size:.85rem;color:var(--ink2);letter-spacing:.02em}
.ph span{font-size:.75rem;color:var(--mute2);font-family:ui-monospace,SFMono-Regular,Menlo,monospace}
.ph.round{border-radius:50%}
figure{margin:0}
figure figcaption{font-size:.82rem;color:var(--mute2);margin-top:10px}
.fig-stack{position:relative}
.fig-stack .float{position:absolute;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--sh);padding:12px 14px;display:flex;align-items:center;gap:10px;font-size:.88rem;font-weight:600}
.fig-stack .float svg{width:28px;height:28px}
.fig-stack .float.a{left:-14px;bottom:64px}
.fig-stack .float.b{right:-10px;top:24px}
@media (max-width:600px){.fig-stack .float.a{left:6px}.fig-stack .float.b{right:6px}}

/* ---------- steps ---------- */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--r2);padding:22px 24px 26px;position:relative}
.step .art{margin:-4px -8px 10px;background:linear-gradient(180deg,var(--bg2),#fff);border-radius:12px;padding:6px 10px}
.step .art svg{width:100%;height:auto;max-height:130px}
.step .n{width:34px;height:34px;border-radius:10px;background:var(--navy);color:var(--lime);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:.95rem;margin-bottom:12px}
.step h3{font-size:1.1rem;margin-bottom:8px}
.step p{font-size:.95rem;color:var(--mute);margin:0}
.step .t{position:absolute;top:16px;right:16px;z-index:1;font-size:.74rem;font-weight:700;color:var(--blue2);background:var(--blue-soft);padding:4px 9px;border-radius:999px}
@media (max-width:900px){.steps{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.steps{grid-template-columns:1fr}}
.flow-svg{margin:0 auto 36px;max-width:1000px}

/* ---------- eligibility ---------- */
.elig{display:grid;grid-template-columns:1.1fr .9fr;gap:24px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;box-shadow:var(--sh2)}
.card h3{margin-bottom:14px;display:flex;align-items:center;gap:10px}
.card h3 svg{width:22px;height:22px}
.req{list-style:none;padding:0;margin:0;display:grid;gap:0}
.req li{display:grid;grid-template-columns:28px 1fr auto;gap:12px;align-items:start;padding:14px 0;border-top:1px solid var(--line)}
.req li:first-child{border-top:0;padding-top:0}
.req li svg{width:24px;height:24px}
.req li b{display:block;font-size:1rem}
.req li span{color:var(--mute);font-size:.9rem}
.req .ok svg{color:var(--ok)}.req .no svg{color:var(--bad)}
.req .tag{font-size:.72rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:4px 8px;border-radius:6px;background:var(--bg3);color:var(--mute);white-space:nowrap;margin-top:3px}
.card.warn{background:linear-gradient(180deg,#FFFBF2,#fff);border-color:#F5E2B8}
@media (max-width:900px){.elig{grid-template-columns:1fr}}

/* ---------- plans ---------- */
.plans{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;align-items:stretch}
.plan{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;display:flex;flex-direction:column;position:relative}
.plan.hot{border-color:var(--navy);box-shadow:var(--sh)}
.plan .badge{position:absolute;top:-13px;left:24px;background:var(--lime);color:var(--ink);font-size:.72rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:6px 10px;border-radius:999px}
.plan .nm{font-size:.85rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--mute)}
.plan .pr{font-size:2.6rem;font-weight:800;letter-spacing:-.04em;line-height:1;margin:10px 0 2px}
.plan .pr small{font-size:1rem;font-weight:600;color:var(--mute);letter-spacing:0}
.plan .for{font-size:.9rem;color:var(--mute);margin-bottom:18px;min-height:2.6em}
.plan ul{list-style:none;padding:0;margin:0 0 20px;display:grid;gap:10px;font-size:.93rem}
.plan li{display:flex;gap:10px;align-items:flex-start}
.plan li svg{width:18px;height:18px;flex:none;margin-top:2px;color:var(--ok)}
.plan li.x{color:var(--mute2)}.plan li.x svg{color:#C6CDD9}
.plan .btn{margin-top:auto}
@media (max-width:900px){.plans{grid-template-columns:1fr;max-width:560px;margin:0 auto}}
.note{display:flex;gap:12px;align-items:flex-start;background:var(--blue-soft);border:1px solid var(--blue-soft2);border-radius:var(--r2);padding:16px 18px;font-size:.93rem;color:var(--ink2);margin-top:18px}
.note svg{width:20px;height:20px;flex:none;color:var(--blue);margin-top:2px}
.note.lime{background:var(--lime-soft);border-color:#DDF2A4}.note.lime svg{color:#5A8A00}
.note.warn{background:var(--warn-soft);border-color:#F5DFB0}.note.warn svg{color:var(--warn)}

/* ---------- calculator ---------- */
.calc{display:grid;grid-template-columns:400px 1fr;gap:24px;align-items:start}
.calc .card{position:sticky;top:132px}
.field{margin-bottom:18px}
.field label{display:flex;justify-content:space-between;font-size:.86rem;font-weight:700;color:var(--ink2);margin-bottom:8px}
.field label output{color:var(--blue2);font-weight:800}
input[type=range]{width:100%;accent-color:var(--blue);height:6px}
.seg{display:grid;grid-template-columns:1fr 1fr 1fr;gap:6px;background:var(--bg3);padding:4px;border-radius:12px}
.seg button{border:0;background:transparent;padding:9px 6px;border-radius:9px;font-family:inherit;font-weight:700;font-size:.85rem;color:var(--mute);cursor:pointer}
.seg button.on{background:#fff;color:var(--ink);box-shadow:0 1px 3px rgba(11,18,32,.12)}
.chk{display:flex;justify-content:flex-start!important;align-items:center;gap:10px;font-size:.92rem;font-weight:600;color:var(--ink2)}
.chk input{width:18px;height:18px;accent-color:var(--blue)}
.bars{display:grid;gap:14px}
.bar{display:grid;grid-template-columns:170px 1fr 118px;gap:14px;align-items:center}
.bar .l{font-weight:700;font-size:.95rem}
.bar .l small{display:block;font-weight:500;color:var(--mute);font-size:.78rem}
.bar .tr{height:34px;background:var(--bg3);border-radius:10px;overflow:hidden}
.bar .fl{height:100%;border-radius:10px;background:var(--blue);min-width:4px;transition:width .5s cubic-bezier(.2,.8,.2,1)}
.bar.brigit .fl{background:linear-gradient(90deg,var(--lime2),var(--lime))}
.bar.pay .fl{background:#DC2626}.bar.od .fl{background:#F97316}.bar.cc .fl{background:#6366F1}
.bar .v{font-weight:800;text-align:right;font-size:1.05rem;letter-spacing:-.02em}
.bar .v small{display:block;font-weight:600;color:var(--mute);font-size:.74rem;letter-spacing:0}
.calc-out{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;box-shadow:var(--sh2)}
.calc-out h3{margin-bottom:6px}
.calc-sum{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:22px 0 0}
.calc-sum div{background:var(--bg2);border-radius:12px;padding:14px}
.calc-sum b{display:block;font-size:1.4rem;letter-spacing:-.03em;line-height:1.1}
.calc-sum span{font-size:.8rem;color:var(--mute);font-weight:600}
.calc-asm{font-size:.8rem;color:var(--mute2);margin-top:18px;line-height:1.5}
@media (max-width:960px){.calc{grid-template-columns:1fr}.calc .card{position:static}}
@media (max-width:560px){.bar{grid-template-columns:1fr;gap:6px}.bar .v{text-align:left}.calc-sum{grid-template-columns:1fr}}

/* ---------- comparison table ---------- */
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r2);background:#fff;-webkit-overflow-scrolling:touch}
table{border-collapse:collapse;width:100%;min-width:980px;font-size:.88rem}
thead th{position:sticky;top:0;background:var(--bg2);text-align:left;font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:var(--mute);padding:12px 14px;border-bottom:1px solid var(--line);white-space:nowrap}
tbody td{padding:13px 14px;border-top:1px solid var(--line);vertical-align:top}
tbody tr:first-child td{border-top:0}
tbody tr.hl td{background:var(--lime-soft)}
td.app{font-weight:700;white-space:nowrap}
td.app small{display:block;font-weight:500;color:var(--mute);font-size:.78rem}
td .y{color:var(--ok);font-weight:700}td .n{color:var(--bad);font-weight:700}
.tbl-note{font-size:.8rem;color:var(--mute2);margin-top:12px}

/* ---------- pros / cons ---------- */
.pc{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.pc .card ul{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.pc li{display:flex;gap:12px;align-items:flex-start;font-size:.97rem}
.pc li svg{width:20px;height:20px;flex:none;margin-top:3px}
.pc .pro li svg{color:var(--ok)}.pc .con li svg{color:var(--bad)}
.pc .card h3 span{width:30px;height:30px;border-radius:9px;display:inline-flex;align-items:center;justify-content:center}
.pc .pro h3 span{background:var(--ok-soft)}.pc .con h3 span{background:var(--bad-soft)}
@media (max-width:800px){.pc{grid-template-columns:1fr}}

/* ---------- timeline (legit) ---------- */
.tl{list-style:none;padding:0;margin:0;position:relative;display:grid;gap:0}
.tl::before{content:"";position:absolute;left:11px;top:8px;bottom:8px;width:2px;background:rgba(255,255,255,.14)}
.tl li{position:relative;padding:0 0 22px 40px}
.tl li::before{content:"";position:absolute;left:4px;top:7px;width:16px;height:16px;border-radius:50%;background:var(--navy);border:3px solid var(--lime)}
.tl b{display:block;font-size:1.02rem;color:#fff}
.tl time{font-size:.76rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--lime)}
.tl p{font-size:.93rem;margin:4px 0 0}
.verdict{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:var(--r);padding:28px}
.verdict .score{display:flex;align-items:center;gap:16px;margin-bottom:14px}
.verdict .score svg{width:64px;height:64px}
.verdict .score b{font-size:1.6rem;letter-spacing:-.03em;display:block;line-height:1.1}
.verdict .score span{color:#AEB7C7;font-size:.88rem}
.verdict ul{padding-left:18px;margin:0;color:#C7CEDB;font-size:.95rem;display:grid;gap:8px}

/* ---------- feature trio ---------- */
.trio{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.feat{background:#fff;border:1px solid var(--line);border-radius:var(--r2);padding:24px}
.feat .ic{width:46px;height:46px;border-radius:14px;background:var(--blue-soft);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.feat .ic svg{width:24px;height:24px;color:var(--blue)}
.feat h3{font-size:1.1rem;margin-bottom:8px}
.feat p{font-size:.93rem;color:var(--mute);margin:0}
@media (max-width:900px){.trio{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.trio{grid-template-columns:1fr}}

/* ---------- guides grid ---------- */
.guides{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.gcard{background:#fff;border:1px solid var(--line);border-radius:var(--r2);overflow:hidden;display:flex;flex-direction:column;color:var(--ink);transition:transform .2s,box-shadow .2s}
.gcard:hover{text-decoration:none;transform:translateY(-3px);box-shadow:var(--sh)}
.gcard .ph{border-radius:0;border-left:0;border-right:0;border-top:0}
.gcard .gb{padding:18px 20px 20px;display:flex;flex-direction:column;flex:1}
.gcard .gb .pill{margin-bottom:10px;align-self:flex-start}
.gcard h3{font-size:1.08rem;margin-bottom:6px}
.gcard p{font-size:.9rem;color:var(--mute);margin:0 0 16px}
.gcard .more{font-weight:700;font-size:.9rem;color:var(--blue2);display:inline-flex;align-items:center;gap:6px;margin-top:auto}
.gcard .more svg{width:16px;height:16px}
@media (max-width:900px){.guides{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.guides{grid-template-columns:1fr}}

/* ---------- repayment ---------- */
.rp{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media (max-width:800px){.rp{grid-template-columns:1fr}}

/* ---------- FAQ ---------- */
.faq{max-width:860px;margin:0 auto}
.faq details{border-top:1px solid var(--line);padding:4px 0}
.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 0;font-weight:700;font-size:1.08rem;letter-spacing:-.01em}
.faq summary::-webkit-details-marker{display:none}
.faq summary .pm{flex:none;width:30px;height:30px;border-radius:50%;border:1.5px solid var(--line2);display:flex;align-items:center;justify-content:center;transition:transform .2s,background .2s}
.faq summary .pm svg{width:14px;height:14px}
.faq details[open] summary .pm{transform:rotate(45deg);background:var(--navy);color:#fff;border-color:var(--navy)}
.faq .a{padding:0 0 20px;color:var(--ink2);max-width:760px}
.faq .a p:last-child{margin-bottom:0}

/* ---------- final cta ---------- */
.cta-band{position:relative;overflow:hidden;background:var(--navy);color:#fff;border-radius:var(--r);padding:clamp(32px,5vw,56px);display:grid;grid-template-columns:1.2fr .8fr;gap:32px;align-items:center}
.cta-band h2{color:#fff;margin-bottom:12px}
.cta-band p{color:#B9C2D3;margin-bottom:22px}
.cta-band .glow{position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(201,244,85,.35),transparent 65%);pointer-events:none}
.cta-band .glow2{position:absolute;left:-100px;bottom:-160px;width:380px;height:380px;border-radius:50%;background:radial-gradient(circle,rgba(31,79,255,.5),transparent 65%);pointer-events:none}
.cta-band .btns{display:flex;flex-wrap:wrap;gap:12px;position:relative}
.cta-band .art{position:relative}
@media (max-width:900px){.cta-band{grid-template-columns:1fr}.cta-band .art{display:none}}

/* ---------- footer ---------- */
.ftr{background:var(--navy);color:#B9C2D3;padding:64px 0 32px;font-size:.92rem}
.ftr-top{display:grid;grid-template-columns:1.6fr repeat(4,1fr);gap:32px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.1)}
.ftr .logo{color:#fff}.ftr .logo b{color:var(--lime)}.ftr .logo .tag{background:rgba(255,255,255,.08);color:#AEB7C7}
.ftr .about{margin-top:14px;font-size:.9rem;max-width:380px}
.ftr h4{color:#fff;font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:14px}
.ftr ul{list-style:none;padding:0;margin:0;display:grid;gap:9px}
.ftr a{color:#C7CEDB}
.ftr a:hover{color:#fff}
.ftr-contact{margin-top:18px;display:grid;gap:6px;font-size:.86rem}
.ftr-contact span{display:flex;gap:8px;align-items:center}
.ftr-contact svg{width:15px;height:15px;color:var(--lime)}
.ftr-legal{padding-top:26px;font-size:.8rem;color:#8F9BB3;display:grid;gap:12px}
.ftr-legal p{margin:0;max-width:1000px}
.ftr-links{display:flex;flex-wrap:wrap;gap:8px 18px}
@media (max-width:1000px){.ftr-top{grid-template-columns:1fr 1fr 1fr}.ftr-top>:first-child{grid-column:1/-1}}
@media (max-width:560px){.ftr-top{grid-template-columns:1fr 1fr}}

/* progress bar */
.prog{position:fixed;top:0;left:0;height:3px;background:linear-gradient(90deg,var(--blue),var(--lime2));width:0;z-index:2147483001;transition:width .1s linear}

/* reveal */
.rv{opacity:0;transform:translateY(14px);transition:opacity .6s ease,transform .6s ease}
.rv.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.rv{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}

@media (max-width:520px){.req li{grid-template-columns:28px 1fr}.req .tag{grid-column:2;justify-self:start;margin-top:0}}
@media (max-width:560px){.flow-svg{display:none}}
@media (max-width:560px){.hdr .logo .tag{display:none}.hdr .wrap{gap:12px}}

/* apply requirements row */
.reqs{display:grid;grid-template-columns:1fr 1fr 1fr;gap:16px;margin-top:20px}
.rq{background:var(--bg2);border:1px solid var(--line);border-radius:var(--r2);padding:20px 22px}
.rq .k{display:block;font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--mute2);margin-bottom:12px}
.rq ul{list-style:none;padding:0;margin:0;display:grid;gap:9px;font-size:.92rem;color:var(--ink2)}
.rq li{display:flex;gap:9px;align-items:flex-start}
.rq li svg{width:16px;height:16px;flex:none;margin-top:4px;color:var(--ok)}
.rq.cta{background:var(--navy);border-color:var(--navy);color:#fff}
.rq.cta .k{color:#8F9BB3}.rq.cta p{color:#C7CEDB;font-size:.93rem;margin-bottom:16px}.rq.cta .small{color:#AEB7C7}
@media (max-width:900px){.reqs{grid-template-columns:1fr}}

/* ---------- application journey (zigzag) ---------- */
.jny{list-style:none;padding:0;margin:0;display:grid;gap:clamp(20px,3vw,36px);position:relative;counter-reset:j}
.jny::before{content:"";position:absolute;left:50%;top:40px;bottom:40px;width:2px;background:linear-gradient(var(--line2),var(--line2) 60%,transparent 60%);background-size:2px 12px;transform:translateX(-1px);opacity:.9}
.jstep{display:grid;grid-template-columns:1fr 1fr;gap:clamp(28px,6vw,80px);align-items:center;position:relative}
.jstep::before{content:"";position:absolute;left:50%;top:50%;width:14px;height:14px;border-radius:50%;background:#fff;border:3px solid var(--blue);transform:translate(-50%,-50%);z-index:1}
.jstep:nth-child(even) .jart{order:2}
.jart{border-radius:var(--r);padding:clamp(14px,2.5vw,28px);border:1px solid var(--line);position:relative;overflow:hidden}
.jart svg{width:100%;height:auto;display:block;position:relative;z-index:1}
.jart::after{content:"";position:absolute;inset:0;z-index:0;background-image:radial-gradient(rgba(11,18,32,.07) 1px,transparent 1px);background-size:16px 16px;pointer-events:none}
.jart.blue{background:linear-gradient(160deg,#EAF0FF,#F6F8FF)}
.jart.lime{background:linear-gradient(160deg,#F2FBD6,#F9FDEC)}
.jart.paper{background:linear-gradient(160deg,#F1F4F9,#F8FAFD)}
.jtxt{max-width:460px}
.jtxt .jm{display:flex;align-items:center;gap:14px;margin-bottom:12px}
.jtxt .jn{font-size:2.6rem;font-weight:800;letter-spacing:-.06em;line-height:1;color:transparent;-webkit-text-stroke:1.5px var(--ink);opacity:.85}
.jtxt h3{font-size:clamp(1.25rem,2vw,1.55rem);letter-spacing:-.025em;margin-bottom:10px}
.jtxt p{color:var(--mute);font-size:1rem;margin:0}
.jstep:nth-child(even) .jtxt{justify-self:end;text-align:left}
.jstep:nth-child(odd) .jtxt{justify-self:start}
@media (max-width:900px){.jny::before,.jstep::before{display:none}.jstep{grid-template-columns:1fr;gap:16px}.jstep:nth-child(even) .jart{order:0}.jtxt{max-width:none}.jtxt .jn{font-size:2.1rem}}

/* ---------- reviews ---------- */
.ratings{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-bottom:18px}
.rt{background:#fff;border:1px solid var(--line);border-radius:var(--r2);padding:20px 22px}
.rt .rh{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-bottom:12px}
.rt .rp{white-space:nowrap;font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--mute)}
.rt .rs{display:inline-flex;gap:2px;color:#F5B301}
.rt .rs svg{width:14px;height:14px}
.rt .rs i{display:inline-flex;position:relative;color:#E4E8EF}
.rt .rs i::after{content:"";position:absolute;left:0;top:0;width:50%;height:100%;background:#F5B301;mix-blend-mode:multiply;opacity:0}
.rt b{display:block;font-size:2.4rem;font-weight:800;letter-spacing:-.05em;line-height:1}
.rt b small{font-size:1rem;font-weight:600;color:var(--mute);letter-spacing:0;margin-left:2px}
.rt>span{display:block;font-size:.84rem;color:var(--mute);margin-top:8px}
.rt.ink{background:var(--navy);border-color:var(--navy);color:#fff}
.rt.ink .rp{color:#8F9BB3}.rt.ink>span{color:#AEB7C7}.rt.ink a{color:var(--lime)}
.themes{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:18px}
.th h3 span{width:30px;height:30px;border-radius:9px;display:inline-flex;align-items:center;justify-content:center}
.th.pro h3 span{background:var(--ok-soft);color:var(--ok)}.th.con h3 span{background:var(--bad-soft);color:var(--bad)}
.th h3 span svg{width:16px;height:16px}
.th ul{list-style:none;padding:0;margin:0;display:grid;gap:14px}
.th li{display:grid;gap:3px;position:relative;padding-bottom:10px}
.th li b{font-size:.98rem}
.th li span{font-size:.88rem;color:var(--mute)}
.th li i{display:block;height:5px;border-radius:3px;background:var(--ok);margin-top:7px;position:relative;max-width:100%}
.th li{position:relative;z-index:0}
.th li::after{content:"";position:absolute;left:0;right:0;bottom:10px;height:5px;border-radius:3px;background:var(--bg3);z-index:-1}
.th.con li i{background:var(--bad)}
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.q{background:var(--bg2);border:1.5px dashed var(--line2);border-radius:var(--r2);padding:22px;display:flex;flex-direction:column;gap:16px}
.q blockquote{margin:0;font-size:.98rem;line-height:1.55;color:var(--ink2);font-family:var(--serif);font-style:italic;font-size:1.12rem}
.q figcaption{display:flex;align-items:center;gap:10px;margin-top:auto}
.q .av{width:34px;height:34px;font-size:.78rem}
.q figcaption b{display:block;font-size:.9rem;font-family:var(--font)}
.q figcaption span{font-size:.78rem;color:var(--mute)}
@media (max-width:1000px){.ratings{grid-template-columns:1fr 1fr}}
@media (max-width:900px){.themes,.quotes{grid-template-columns:1fr}}
@media (max-width:480px){.ratings{grid-template-columns:1fr}}

.photo{width:100%;height:auto;border-radius:var(--r2);display:block;box-shadow:var(--sh)}

.gimg{width:100%;height:auto;aspect-ratio:16/10;object-fit:cover;display:block;border-bottom:1px solid var(--line)}
.gcard:hover .gimg{filter:saturate(1.08)}

/* =====================================================================
   Inner article pages
   ===================================================================== */
.phero{position:relative;overflow:hidden;padding:clamp(36px,5vw,64px) 0 clamp(28px,4vw,44px);background:radial-gradient(800px 400px at 10% -20%,rgba(31,79,255,.10),transparent 60%),radial-gradient(600px 360px at 95% 0%,rgba(201,244,85,.28),transparent 60%),linear-gradient(#fff,#F7F9FC)}
.phero::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(11,18,32,.08) 1px,transparent 1px);background-size:22px 22px;mask-image:linear-gradient(to bottom,rgba(0,0,0,.5),transparent 90%);-webkit-mask-image:linear-gradient(to bottom,rgba(0,0,0,.5),transparent 90%);pointer-events:none}
.phero .wrap{position:relative;max-width:1200px}
.crumbs{display:flex;flex-wrap:wrap;gap:6px;align-items:center;font-size:.82rem;color:var(--mute);margin-bottom:18px;list-style:none;padding:0}
.crumbs a{color:var(--mute)}
.crumbs li+li::before{content:"›";margin-right:6px;color:var(--mute2)}
.crumbs li:last-child{color:var(--ink2);font-weight:600}
.phero h1{font-size:clamp(2rem,4.4vw,3.3rem);max-width:900px;margin-bottom:16px}
.phero .lead{max-width:760px;font-size:1.12rem;margin-bottom:22px}
.phero .meta2{display:flex;flex-wrap:wrap;gap:8px 18px;align-items:center;font-size:.84rem;color:var(--mute)}
.phero .meta2 .who{display:inline-flex;align-items:center;gap:8px;font-weight:600;color:var(--ink2)}
.phero .meta2 .avs .av{width:28px;height:28px;font-size:.6rem}
.phero .meta2 a{color:var(--ink2);text-decoration:underline;text-underline-offset:3px}
.phero-img{margin-top:28px}
.phero-img .ph{aspect-ratio:1600/640}
.phero-img .photo{aspect-ratio:1600/640;object-fit:cover}

.art-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:clamp(28px,5vw,64px);align-items:start;padding:clamp(36px,5vw,56px) 0 clamp(48px,6vw,80px)}
.article{max-width:760px;font-size:1.05rem;min-width:0}
.article>h2{margin:48px 0 16px;scroll-margin-top:140px;font-size:clamp(1.5rem,2.6vw,2rem);padding-top:8px}
.article>h2:first-child{margin-top:0}
.article h3{margin:28px 0 10px;font-size:1.2rem;scroll-margin-top:140px}
.article p{margin:0 0 1.1em;color:var(--ink2)}
.article ul,.article ol{margin:0 0 1.2em;padding-left:22px;color:var(--ink2)}
.article li{margin-bottom:8px}
.article li::marker{color:var(--blue);font-weight:700}
.article strong{color:var(--ink)}
.article figure{margin:24px 0}
.article table{min-width:640px;font-size:.92rem}
.article .tbl-wrap{margin:18px 0 22px}
.article .note{margin:18px 0 22px}
.article .ph{margin:0}
.kf{background:var(--navy);color:#fff;border-radius:var(--r2);padding:20px 22px;margin:0 0 28px}
.kf h3{color:var(--lime);font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;margin:0 0 12px}
.kf ul{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:8px 18px}
.kf li{display:flex;flex-direction:column;gap:1px;font-size:.9rem;color:#C7CEDB;padding:8px 0;border-top:1px solid rgba(255,255,255,.08)}
.kf li b{color:#fff;font-size:1.02rem}
.kf li:nth-child(-n+2){border-top:0;padding-top:0}
@media (max-width:560px){.kf ul{grid-template-columns:1fr}.kf li:nth-child(2){border-top:1px solid rgba(255,255,255,.08);padding-top:8px}}
.callout{display:flex;gap:12px;align-items:flex-start;border-radius:var(--r2);padding:16px 18px;margin:18px 0 22px;font-size:.95rem;border:1px solid}
.callout svg{width:20px;height:20px;flex:none;margin-top:2px}
.callout.tip{background:var(--lime-soft);border-color:#DDF2A4;color:#2F4A00}.callout.tip svg{color:#5A8A00}
.callout.info{background:var(--blue-soft);border-color:var(--blue-soft2);color:var(--ink2)}.callout.info svg{color:var(--blue)}
.callout.warn{background:var(--warn-soft);border-color:#F5DFB0;color:#5A3A00}.callout.warn svg{color:var(--warn)}
.callout p{margin:0;color:inherit}
.pc.inart{margin:18px 0 24px}
.pc.inart .card{padding:20px}
.pc.inart li{font-size:.93rem}
.stepsol{counter-reset:st;list-style:none;padding:0;margin:0 0 24px}
.stepsol>li{position:relative;padding:0 0 22px 56px;counter-increment:st}
.stepsol>li::before{content:counter(st);position:absolute;left:0;top:0;width:38px;height:38px;border-radius:11px;background:var(--navy);color:var(--lime);font-weight:800;display:flex;align-items:center;justify-content:center;font-size:.95rem}
.stepsol>li::after{content:"";position:absolute;left:18px;top:44px;bottom:0;width:2px;background:var(--line)}
.stepsol>li:last-child::after{display:none}
.stepsol>li b{display:block;font-size:1.08rem;margin-bottom:4px;color:var(--ink)}
.stepsol>li p{margin:0;font-size:.97rem}
.vs{display:grid;grid-template-columns:1fr auto 1fr;gap:16px;align-items:center;margin:0 0 24px}
.vs .vcard{background:#fff;border:1px solid var(--line);border-radius:var(--r2);padding:18px 20px;box-shadow:var(--sh2)}
.vs .vcard b{display:block;font-size:1.15rem;letter-spacing:-.02em}
.vs .vcard span{display:block;font-size:.86rem;color:var(--mute)}
.vs .vcard .sc{font-size:1.9rem;font-weight:800;letter-spacing:-.04em;margin-top:8px;line-height:1}
.vs .vcard .sc small{font-size:.9rem;color:var(--mute);font-weight:600;letter-spacing:0}
.vs .x{width:44px;height:44px;border-radius:50%;background:var(--navy);color:var(--lime);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:.8rem}
@media (max-width:520px){.vs{grid-template-columns:1fr}.vs .x{margin:0 auto}}
.winner{display:inline-flex;align-items:center;gap:6px;background:var(--lime);color:var(--ink);font-size:.72rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:4px 9px;border-radius:999px;margin-left:8px;vertical-align:middle}
.scen{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:0 0 24px}
.scen div{background:var(--bg2);border:1px solid var(--line);border-radius:var(--r2);padding:16px}
.scen div span{display:block;font-size:.76rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--mute2);margin-bottom:8px}
.scen div b{display:block;font-size:1.3rem;letter-spacing:-.03em;line-height:1.1}
.scen div small{display:block;color:var(--mute);font-size:.82rem;margin-top:6px}
@media (max-width:640px){.scen{grid-template-columns:1fr}}

.side{position:sticky;top:96px;display:grid;gap:16px}
.toc{background:#fff;border:1px solid var(--line);border-radius:var(--r2);padding:18px 20px}
.toc h4{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--mute2);margin:0 0 10px}
.toc ol{list-style:none;padding:0;margin:0;display:grid;gap:2px}
.toc a{display:block;padding:7px 10px;border-radius:8px;font-size:.88rem;font-weight:600;color:var(--mute);border-left:2px solid transparent}
.toc a:hover{text-decoration:none;background:var(--bg2);color:var(--ink)}
.toc a.on{color:var(--blue2);background:var(--blue-soft);border-left-color:var(--blue)}
.scta{background:var(--navy);color:#fff;border-radius:var(--r2);padding:22px;position:relative;overflow:hidden}
.scta::after{content:"";position:absolute;right:-60px;top:-60px;width:180px;height:180px;border-radius:50%;background:radial-gradient(circle,rgba(201,244,85,.35),transparent 65%)}
.scta .k{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--lime);font-weight:700;margin-bottom:8px}
.scta h3{color:#fff;font-size:1.25rem;margin-bottom:8px;letter-spacing:-.02em}
.scta p{color:#B9C2D3;font-size:.9rem;margin-bottom:16px}
.scta .btn{width:100%}
.scta ul{list-style:none;padding:0;margin:14px 0 0;display:grid;gap:6px;font-size:.8rem;color:#AEB7C7}
.scta li{display:flex;gap:7px;align-items:center}.scta li svg{width:14px;height:14px;color:var(--lime)}
.sfacts{background:var(--bg2);border:1px solid var(--line);border-radius:var(--r2);padding:18px 20px}
.sfacts h4{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--mute2);margin:0 0 10px}
.sfacts dl{margin:0;display:grid;gap:8px}
.sfacts div{display:flex;justify-content:space-between;gap:12px;font-size:.88rem;border-top:1px solid var(--line);padding-top:8px}
.sfacts div:first-child{border-top:0;padding-top:0}
.sfacts dt{color:var(--mute)}.sfacts dd{margin:0;font-weight:700;text-align:right}
@media (max-width:960px){.art-grid{grid-template-columns:minmax(0,1fr)}.side{position:static;grid-template-columns:1fr 1fr}.toc{display:none}}
@media (max-width:600px){.side{grid-template-columns:1fr}}
.related{padding:clamp(40px,6vw,64px) 0}
.mobile-cta{display:none}
@media (max-width:960px){.mobile-cta{display:block;margin:28px 0 0}}

.art-grid.plain{grid-template-columns:minmax(0,1fr) 280px}
.art-grid.plain .article{max-width:800px}
@media (max-width:960px){.art-grid.plain{grid-template-columns:minmax(0,1fr)}}
.article h3.sub{font-size:1.05rem;margin-top:20px}
.ph-note{background:var(--warn-soft);border:1px dashed #E8C98A;color:#6B4A00;padding:3px 8px;border-radius:6px;font-size:.85em;font-weight:600}

/* ---------- hero: dark photo variant (Nov 7) ---------- */
.hero.dark{background:#0B1220;color:#fff;padding:44px 0 52px;min-height:0;display:flex;align-items:center}
.hero.dark::before{background-image:none;background:linear-gradient(90deg,#0B1220 0%,#0B1220 34%,rgba(11,18,32,.6) 52%,rgba(11,18,32,0) 70%);mask-image:none;-webkit-mask-image:none}
.hero.dark .wrap{grid-template-columns:minmax(0,1fr) 370px minmax(0,.42fr);gap:clamp(24px,3vw,40px);width:100%}
.hero.dark h1{color:#fff;font-size:clamp(2.2rem,4.3vw,3.3rem);margin-bottom:14px}
.hero.dark h1 .hl{color:var(--lime);white-space:nowrap}
.hero.dark h1 .hl::after{display:none}
.hero.dark h1 .sf{display:block;color:#fff;font-size:.92em;margin-top:.1em}
.hero.dark .lead{color:#C7CEDB;max-width:520px;font-size:1.05rem;margin-bottom:22px}
.hero.dark .pill.lime{background:var(--lime);color:#1F3300}
.hero.dark .btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.hero.dark .btn-ghost:hover{border-color:#fff}
.hero.dark .hero-facts{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14);backdrop-filter:none;max-width:560px}
.hero.dark .hero-facts div{padding:11px 12px}
.hero.dark .hero-facts b{font-size:1.05rem}
.hero.dark .hero-facts span{font-size:.7rem}
.hero.dark .hero-facts div{border-left-color:rgba(255,255,255,.12)}
.hero.dark .hero-facts b{color:#fff}.hero.dark .hero-facts span{color:#AEB7C7}
.hero.dark .hero-note{color:#8F9BB3}.hero.dark .hero-note svg{color:#8F9BB3}
.hero.dark .apply-card{padding:18px;color:var(--ink);box-shadow:0 30px 80px -20px rgba(0,0,0,.6)}
.hero.dark .apply-card h2{color:var(--ink)}
.hero.dark .apply-card::before{opacity:.5}
.hero.dark .apply-head h2{font-size:1.2rem}
.hero.dark .apply-sub{font-size:.86rem;margin-bottom:12px}
.hero.dark .apply-body{min-height:300px;padding:10px}
.hero-photo{display:none}
@media (max-width:1040px){
 .hero.dark{background-image:none;min-height:0;display:block}
 .hero.dark::before{display:none}
 .hero.dark .wrap{grid-template-columns:1fr}
 .hero.dark .hero-facts{max-width:none}
 .hero-photo{display:block;width:100%;height:auto;border-radius:var(--r2);margin:-6px 0 8px;object-fit:cover;aspect-ratio:16/9}
 .hero.dark .hero-facts div:nth-child(n+3){border-top-color:rgba(255,255,255,.12)}
}
@media (max-width:480px){.hero.dark h1 .hl{white-space:normal}}
@media (max-width:560px){.hero.dark .pill .upd{display:none}}

/* compact apply card */
.apply-card.compact{padding:16px 16px 14px}
.apply-card.compact .apply-head{margin-bottom:2px;align-items:center}
.apply-card.compact .apply-head h2{font-size:1.1rem}
.apply-card.compact .apply-sub{font-size:.8rem;margin-bottom:10px;color:var(--mute)}
.apply-card.compact .apply-body{min-height:0;padding:8px;border-radius:12px}
.apply-card.compact .apply-skel{gap:8px}
.apply-card.compact .apply-skel i{height:38px}
.apply-card.compact .apply-skel i.h{height:16px}
.apply-card.compact .apply-skel i.b{height:42px}
.apply-foot1{display:flex;align-items:center;gap:6px;margin:10px 0 0;font-size:.74rem;color:var(--mute2)}
.apply-foot1 svg{width:13px;height:13px;color:var(--ok);flex:none}
#_lg_form_:not(:empty){margin:-8px}

/* ---------- hero route card (replaces inline form) ---------- */
.route-card{display:grid;gap:12px;position:relative;z-index:1}
.rc{background:#fff;color:var(--ink);border-radius:18px;padding:18px 20px;box-shadow:0 24px 60px -20px rgba(0,0,0,.6);border:1px solid rgba(255,255,255,.5)}
.rc.hot{background:linear-gradient(180deg,#fff,#F3F6FF);border-color:#D9E3FF}
.rc-h{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-bottom:6px}
.rc-k{font-size:.74rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--blue2)}
.rc h2{font-size:1.15rem;letter-spacing:-.02em;margin-bottom:6px;color:var(--ink)}
.rc p{font-size:.86rem;color:var(--mute);margin:0 0 12px;line-height:1.5}
.rc .btn{width:100%}
.rc .btn-ghost{background:#fff;color:var(--ink);border-color:var(--line2)}
.rc .btn-ghost:hover{border-color:var(--ink)}
.rc-foot{display:flex;align-items:center;gap:6px;justify-content:center;font-size:.74rem;color:var(--mute2);margin-top:10px}
.rc-foot svg{width:13px;height:13px;color:var(--ok)}
@media (max-width:1040px){.route-card{grid-template-columns:1fr 1fr;max-width:none}}
@media (max-width:640px){.route-card{grid-template-columns:1fr}}

/* ---------- /apply/ page ---------- */
.ap-hero{background:#0B1220;color:#fff;padding:clamp(36px,5vw,60px) 0 0;position:relative;overflow:hidden}
.ap-hero::before{content:"";position:absolute;inset:0;background:radial-gradient(700px 400px at 85% -10%,rgba(201,244,85,.22),transparent 60%),radial-gradient(600px 400px at 0% 100%,rgba(31,79,255,.35),transparent 60%);pointer-events:none}
.ap-hero .wrap{position:relative}
.ap-hero h1{color:#fff;font-size:clamp(2rem,4.2vw,3.1rem);max-width:760px;margin-bottom:12px}
.ap-hero .lead{color:#C7CEDB;max-width:640px;margin-bottom:22px}
.ap-hero h1{font-size:clamp(2rem,4vw,2.9rem)}
.ap-trust{display:flex;flex-wrap:wrap;gap:8px 22px;font-size:.86rem;color:#AEB7C7;padding-bottom:140px}
.ap-trust span{display:inline-flex;align-items:center;gap:7px}
.ap-trust svg{width:16px;height:16px;color:var(--lime)}
.ap-grid{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:clamp(24px,4vw,56px);align-items:start;margin-top:-120px;position:relative;z-index:2;padding-bottom:clamp(48px,6vw,80px)}
.ap-form{background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:0 30px 80px -24px rgba(11,18,32,.45);padding:clamp(18px,3vw,32px)}
.ap-form .ap-head{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:6px}
.ap-form h2{font-size:1.3rem;letter-spacing:-.02em}
.ap-form .sub{font-size:.9rem;color:var(--mute);margin-bottom:16px}
.ap-body{position:relative;min-height:420px;border-radius:14px}
#_lg_form_:not(:empty)~.ap-skel{display:none}
.ap-skel{display:grid;gap:12px;padding:4px}
.ap-skel i{display:block;height:48px;border-radius:10px;background:linear-gradient(90deg,#E9EDF4 25%,#F4F6FA 50%,#E9EDF4 75%);background-size:200% 100%;animation:shimmer 1.4s infinite}
.ap-skel i.h{height:22px;width:50%}.ap-skel i.b{height:52px;background:linear-gradient(90deg,#D9E3FF 25%,#EAF0FF 50%,#D9E3FF 75%);background-size:200% 100%}
.ap-foot{display:flex;flex-wrap:wrap;gap:8px 18px;margin-top:16px;padding-top:14px;border-top:1px solid var(--line);font-size:.78rem;color:var(--mute2)}
.ap-foot span{display:inline-flex;align-items:center;gap:6px}.ap-foot svg{width:14px;height:14px;color:var(--ok)}
.ap-side{display:grid;gap:14px;position:sticky;top:96px}
.ap-box{background:#fff;border:1px solid var(--line);border-radius:var(--r2);padding:20px 22px}
.ap-box h3{font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;color:var(--mute2);margin-bottom:12px;display:flex;align-items:center;gap:8px}
.ap-box h3 svg{width:16px;height:16px;color:var(--blue)}
.ap-box ol,.ap-box ul{margin:0;padding-left:0;list-style:none;display:grid;grid-template-columns:1fr;gap:10px}
.ap-box li{display:flex;gap:10px;align-items:flex-start;font-size:.9rem;color:var(--ink2);position:static;padding:0;background:none;border:0}
.ap-box li>div{flex:1;min-width:0}
.ap-box li svg{width:18px;height:18px;flex:none;color:var(--ok);margin-top:2px}
.ap-box li b{color:var(--ink)}
.ap-box.apsteps li{counter-increment:ap}
.ap-box.apsteps ol{counter-reset:ap}
.ap-box.apsteps li::before{content:counter(ap);flex:none;width:24px;height:24px;border-radius:8px;background:var(--navy);color:var(--lime);font-size:.78rem;font-weight:800;display:flex;align-items:center;justify-content:center}
.ap-box dl{margin:0;display:grid;gap:8px}
.ap-box dl div{display:flex;justify-content:space-between;gap:12px;font-size:.88rem;border-top:1px solid var(--line);padding-top:8px}
.ap-box dl div:first-child{border-top:0;padding-top:0}
.ap-box dt{color:var(--mute)}.ap-box dd{margin:0;font-weight:700;text-align:right}
.ap-box.dark{background:var(--navy);border-color:var(--navy);color:#fff}
.ap-box.dark h3{color:var(--lime)}.ap-box.dark li{color:#C7CEDB}.ap-box.dark li b{color:#fff}.ap-box.dark li svg{color:var(--lime)}
.ap-badges{display:flex;flex-wrap:wrap;gap:8px}
.ap-badges span{display:inline-flex;align-items:center;gap:6px;background:var(--bg2);border:1px solid var(--line);border-radius:10px;padding:8px 10px;font-size:.8rem;font-weight:600;color:var(--ink2)}
.ap-badges svg{width:15px;height:15px;color:var(--blue)}
@media (max-width:960px){.ap-grid{grid-template-columns:1fr;margin-top:-100px}.ap-side{position:static}.ap-trust{padding-bottom:120px}}
.ap-disc{font-size:.8rem;color:var(--mute2);line-height:1.55;max-width:900px}

/* hero clean variant (no card) */
.hero.dark.clean{padding:clamp(56px,7vw,96px) 0 clamp(64px,7vw,104px);min-height:0}
.hero.dark.clean .wrap{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:40px}
.hero.dark.clean h1{font-size:clamp(2.4rem,4.8vw,3.9rem);margin-bottom:18px}
.hero.dark.clean .lead{font-size:1.12rem;max-width:560px;margin-bottom:28px}
.hero.dark.clean .hero-ctas{margin-bottom:34px}
.hero-links{display:flex;flex-wrap:wrap;gap:8px 36px;padding-top:22px;border-top:1px solid rgba(255,255,255,.14);max-width:600px}
.hero-links a{color:#fff;font-weight:700;font-size:1rem;text-decoration:none;position:relative}
.hero-links a::after{content:"";position:absolute;left:0;right:0;bottom:-6px;height:2px;background:var(--lime);transform:scaleX(0);transition:transform .2s;transform-origin:left}
.hero-links a:hover::after{transform:scaleX(1)}
.hero.dark.clean .hero-note{margin-top:30px;font-size:.84rem;color:#8F9BB3;display:block}
.hero.dark.clean::before{background:linear-gradient(90deg,#0B1220 0%,#0B1220 30%,rgba(11,18,32,.55) 50%,rgba(11,18,32,0) 68%)}
@media (max-width:1040px){.hero.dark.clean .wrap{grid-template-columns:1fr}.hero.dark.clean{padding:40px 0 48px}}

/* hero photo as <img> (srcset-aware for Retina) */
.hero-bg{position:absolute;top:0;right:0;height:100%;width:auto;max-width:none;object-fit:cover;object-position:right center;z-index:0;margin:0}
.hero.dark::before{z-index:1}
.hero.dark .wrap{z-index:2}
@media (max-width:1040px){.hero.dark.clean{padding-top:0}.hero-bg{position:static;width:100%;height:auto;aspect-ratio:16/9;display:block}.hero.dark.clean .hero-copy{padding-top:28px}}

/* ---------- hero: light photo variant ---------- */
.hero.light{background:#F6F1E8;color:var(--ink);padding:clamp(56px,7vw,96px) 0 clamp(64px,7vw,104px);min-height:0}
.hero.light::before{background:linear-gradient(90deg,#F6F1E8 0%,#F6F1E8 32%,rgba(246,241,232,.6) 50%,rgba(246,241,232,0) 66%);mask-image:none;-webkit-mask-image:none;z-index:1}
.hero.light .wrap{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:40px;z-index:2}
.hero.light h1{color:var(--ink);font-size:clamp(2.4rem,4.8vw,3.9rem);margin-bottom:18px}
.hero.light h1 .hl{color:var(--blue);white-space:nowrap}
.hero.light h1 .hl::after{display:none}
.hero.light h1 .sf{display:block;font-size:.92em;margin-top:.1em;color:var(--ink)}
.hero.light .lead{color:var(--ink2);font-size:1.12rem;max-width:560px;margin-bottom:28px}
.hero.light .pill.lime{background:var(--lime-soft);color:#2F4A00;border:1px solid #DDF2A4}
.hero.light .pill.lime .dot{background:var(--lime2);box-shadow:none}
.hero.light .hero-ctas{margin-bottom:34px}
.hero.light .btn-ghost{background:rgba(255,255,255,.6);color:var(--ink);border-color:var(--ink)}
.hero.light .hero-links{border-top-color:rgba(11,18,32,.14)}
.hero.light .hero-links a{color:var(--ink)}
.hero.light .hero-note{margin-top:30px;font-size:.84rem;color:var(--mute);display:block}
.hero.light .hero-bg{position:absolute;top:0;right:0;height:100%;width:auto;max-width:none;object-fit:cover;object-position:right center;z-index:0;margin:0}
@media (max-width:1040px){.hero.light{padding:0 0 48px}.hero.light::before{display:none}.hero.light .wrap{grid-template-columns:1fr}.hero.light .hero-bg{position:static;width:100%;height:auto;aspect-ratio:16/9;display:block}.hero.light .hero-copy{padding-top:28px}}
@media (max-width:480px){.hero.light h1 .hl{white-space:normal}}

/* ---------- hero: night variant (photo left, copy right) ---------- */
.hero.night{--plum:#241625;--peach:#FFD3A8;--peach2:#F7B57C;background:var(--plum);color:#F5EDE6;padding:clamp(56px,7vw,96px) 0 clamp(64px,7vw,104px);min-height:0}
.hero.night::before{background:linear-gradient(90deg,rgba(36,22,37,0) 0%,rgba(36,22,37,0) 30%,rgba(36,22,37,.55) 46%,var(--plum) 60%,var(--plum) 100%);mask-image:none;-webkit-mask-image:none;z-index:1}
.hero.night .hero-bg{position:absolute;top:0;left:0;right:auto;height:100%;width:auto;max-width:none;object-fit:cover;object-position:left center;z-index:0;margin:0}
.hero.night .wrap{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:40px;z-index:2}
.hero.night .hero-copy{grid-column:2}
.hero.night h1{color:#fff;font-size:clamp(2.2rem,4.3vw,3.5rem);margin-bottom:18px}
.hero.night h1 .hl{color:var(--peach);white-space:nowrap}
.hero.night h1 .hl::after{display:none}
.hero.night h1 .sf{display:block;font-size:.76em;margin-top:.12em;color:#F5EDE6;white-space:nowrap}
.hero.night .lead{color:#D9CFD6;font-size:1.12rem;max-width:560px;margin-bottom:28px}
.hero.night .pill.lime{background:var(--peach);color:#3A1A08;border:0}
.hero.night .pill.lime .dot{background:#B5543A;box-shadow:none}
.hero.night .hero-ctas{margin-bottom:34px}
.hero.night .btn-lime{background:var(--peach);color:#2A1206;border-color:var(--peach);box-shadow:0 10px 24px -10px rgba(255,211,168,.55)}
.hero.night .btn-lime:hover{background:var(--peach2);border-color:var(--peach2)}
.hero.night .btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}
.hero.night .btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.06)}
.hero.night .hero-links{border-top-color:rgba(255,255,255,.16)}
.hero.night .hero-links a{color:#fff}
.hero.night .hero-links a::after{background:var(--peach)}
.hero.night .hero-note{margin-top:30px;font-size:.84rem;color:#A99BA6;display:block}
@media (max-width:1040px){.hero.night{padding:0 0 48px}.hero.night::before{display:none}.hero.night .wrap{grid-template-columns:1fr}.hero.night .hero-copy{grid-column:1;padding-top:28px}.hero.night .hero-bg{position:static;width:100%;height:auto;aspect-ratio:16/9;display:block}}
@media (max-width:480px){.hero.night h1 .hl{white-space:normal}}

/* nav CTA: black outline */
.btn-outline{background:transparent;color:var(--ink);border:1.5px solid var(--ink);box-shadow:none}
.btn-outline:hover{background:var(--ink);color:#fff;border-color:var(--ink)}
.btn-outline svg{transition:transform .2s}
.btn-outline:hover svg{transform:translateX(3px)}

/* hero at-a-glance stats (replaces note) */
.hero-stats{list-style:none;margin:26px 0 0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:10px;max-width:600px}
.hero-stats li{display:flex;align-items:center;gap:10px;padding:12px 14px;border-radius:14px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1)}
.hero-stats svg{width:20px;height:20px;flex:none;color:var(--peach,#FFD3A8)}
.hero-stats b{display:block;color:#fff;font-size:.98rem;letter-spacing:-.01em;line-height:1.15}
.hero-stats span{display:block;color:#B8ABB5;font-size:.74rem;line-height:1.3;margin-top:2px}
@media (max-width:1040px){.hero-stats{max-width:none}}
@media (max-width:560px){.hero-stats{grid-template-columns:1fr;gap:8px}.hero-stats li{padding:10px 12px}}
@media (max-width:600px){.hero.night h1 .sf{white-space:normal}}
.ap-fallback{padding:16px 18px;border-radius:12px;background:#FFF4E5;border:1px solid #FFD8A8;color:#5A3A00;font-size:.95rem;line-height:1.5}
.ap-fallback a{color:var(--blue);font-weight:700;text-decoration:underline}

/* ---------- lean homepage (v29) ---------- */
.bento.slim{grid-template-columns:repeat(4,1fr)}
.bento.slim .tile{grid-column:span 1}
@media (max-width:900px){.bento.slim{grid-template-columns:repeat(2,1fr)}}
@media (max-width:480px){.bento.slim{grid-template-columns:1fr}}
.sec-more{margin-top:22px;font-size:.95rem;color:var(--mute)}
.sec-more a{color:var(--ink);font-weight:600;text-decoration:underline;text-underline-offset:3px}
.sec-more.center{text-align:center}
.routes{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.route{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;display:flex;flex-direction:column;gap:18px;box-shadow:0 20px 50px -30px rgba(11,18,32,.25)}
.route .rh h3{font-size:1.35rem;margin:12px 0 4px}
.route .amt{font-size:2.2rem;font-weight:800;letter-spacing:-.03em;line-height:1}
.route .checks{margin:0}
.route .rbtns{display:flex;gap:10px;flex-wrap:wrap;margin-top:auto}
.route .tiny{color:var(--mute);margin:0}
.route.ink{background:var(--navy);color:#fff;border-color:transparent}
.route.ink h3{color:#fff}
.route.ink .checks b{color:#fff}.route.ink .checks span{color:#B9C2D3}
.route.ink .checks svg{color:var(--lime)}
.route.ink .btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
.route.ink .tiny{color:#8F9BB3}
.route .pill.blue{background:rgba(255,255,255,.12);color:#fff}
@media (max-width:860px){.routes{grid-template-columns:1fr}}
.article .calc{grid-template-columns:1fr}
.photo.tall{aspect-ratio:4/3;object-fit:cover;width:100%;border-radius:var(--r2)}
.checks li.warn svg{color:#D97706}