Apply in 3 minutes. See your real offers.

One short form, one soft credit check, and lenders in our network respond with the amount, APR and monthly payment they can offer. Nothing is binding until you e-sign, and checking is free.

256-bit encrypted Soft check — no score impact Funds as soon as next business day All credit types considered

Start your application

Secure

Tell us how much you need and a few details about you. Takes about 3 minutes.

No obligation No fee to apply Soft inquiry only to see offers Your data goes to lenders, never sold to marketers

Your information is protected

The form is served over an encrypted connection and your details go only to the lender-matching network and lenders considering your request. We never sell SSNs or bank details to marketers. Privacy policy

No surprises before you sign

Every offer shows the amount, APR, term, monthly payment and any origination fee up front. If it isn't right for you, close the page — there's no cost and no obligation.

We're not the lender

HelloBrigitApply is an independent guide. Lenders and lending partners in the network make all credit decisions. Not everyone will receive an offer. How we're paid

FAQ

Common questions

Does checking my options affect my credit score?

No. Seeing offers uses a soft inquiry, which is not visible to other lenders and does not change your score. If you accept an offer, the lender may run a hard inquiry before funding.

How much can I borrow?

Lenders in our network offer personal loans from $200 to $5,000. The amount you're offered depends on your income, existing debt, credit history and state.

How fast will I get the money?

Most lenders fund by ACH as soon as the next business day after you e-sign, and some offer same-day funding for agreements signed before their cut-off. Weekends and bank holidays add a day.

What will it cost?

APRs typically range from 5.99% to 35.99% with terms of 3 to 36 months, set by the lender. Example: $2,000 over 24 months at 24% APR is $105.72/month and $537.28 total interest. Any origination or late fees are shown in the offer before you sign.

Is HelloBrigitApply the lender?

No. We're an independent guide, and this form connects you with a third-party network of lenders and lending partners who make all credit decisions. Submitting the form is free and does not obligate you to accept any offer.

What if I only need a small amount until payday?

For $25–$500 that you can repay on your next payday, a cash advance app like Brigit is usually cheaper. See how it works and how to apply in the Brigit app.

Important disclosures. HelloBrigitApply is not a lender and does not make credit decisions. This form connects you with a third-party network of lenders and lending partners offering personal loans from $200 to $5,000. APRs typically range from 5.99% to 35.99% with terms of 3–36 months; your rate depends on the lender, your credit profile, income and state. Representative example: a $2,000 loan over 24 months at 24% APR costs $105.72/month, $537.28 total interest. Lenders may perform credit checks with the major bureaus and may charge origination or late fees, disclosed in the offer. Funding times vary by lender and bank. By submitting the form you consent to be contacted by the network and lenders by phone, text and email about your request; consent is not a condition of obtaining a loan. Loans should be used for short-term financial needs, not as a long-term solution. See our Terms of Use and Privacy Policy.